MyKesPro Privacy Policy
The following Privacy Policy describes how we, collect, store, use, transfer, disclose and protect your Personal Information.
Please read the following carefully to understand our views and practices regarding your Personal Information and how we will treat it. By downloading the App, you confirm that you have read, understood and accept the terms of this Privacy Policy set out hereunder. You also consent to the collection, use, storage, processing and disclosure of your Personal Information in the manner set out in this Privacy Policy. This Privacy Policy together with our Terms of Use and any additional terms applies to your use of the System and the Service.
This Privacy Policy includes the following matters:
1.Camera
We need camera info permission to provide you with a convenient/smooth experience and to enable you to click on photos of your Identification Card and other necessary documents during the loan application process and upload the same application.
2.Location
We collect and upload location information from your device to reduce the risk associated with your account. We will store your location information in our system database.
3.DEFINITION
Unless otherwise defined, all capitalised terms used in this Privacy Policy shall have the same meanings ascribed to them in our Terms of Use (as applicable).
4.Storage
We need permission to store information to allow you to upload photos and / documents during the loan application process to assist you in completing the application form.
5.Collect mobile phone numbers and email addresses
When you register with our APP, we collect your mobile number and email address to confirm your identity. This helps us ensure that no unauthorized devices or persons are acting on your behalf.
6.Collect of Contacts
What we monitor and collect: Want to allow apps to access your contacts to verify your credit and help you through the loan application process. We collect and monitor data from your contact list, including name, phone number, account type, recently modified contact information, favorites and other optional data (such as relationship and structural addresses).
Purpose: We collect your information from your close contacts to help you fill in details automatically during the loan application process. This information is required for risk analysis so that we can test reliable references to assess your risk profile and determine your loan eligibility.
Contact Data Storage: Contact details will be encrypted and uploaded to our membership server https://appapi.mykespro.co.ke/ via HTTPS protocol. We will never share this data with third parties.
7.PERSONAL INFORMATION WHICH WE COLLECT
We collect certain Personal Information about you. The Personal Information which we collect may be provided by you directly (for example, when you opening an Account to use the Service via App, or you otherwise provide Personal Information to us) or by third parties, or be collected automatically when you use the App. We may collect information in various forms and for various purposes (including purposes permitted under Applicable Law).
Information obtained from you or from your Mobile Device directly:
● When you register and create an Account with us using the App, you have to provide to us certain Personal Information, including your name, national ID, date of birth, gender, education background, religion, photo, physical address, e-mail address, working information, marital status, emergence contact, your phone number, SIM card details, financial and credit information (including your Mobile Money Account details, bank account details, and bank verification number, where applicable) and an Account ID and/or password that you will use to access the App after registration.
● When you use the App, you have to provide to us such relevant information as may reasonably be required by us in order for the App to work. For example, when a payment is made through the electronic money facility within the App, you will provide to us information relating to the payment, such as the type of payment card or mobile wallet account used, the name of the issuer of that payment card or mobile wallet account, the name of the account holder for that payment card or mobile wallet account, the number of that payment card or mobile wallet account, and the amount of money paid.
Information collected whenever you use the App or visit our Website:
● Whenever you use the App or visit our Website, we may collect certain technical data concerning your usage such as, internet protocol (IP) address, information as webpages previously or subsequently viewed, duration of every visit/session, the internet device identity (ID) or media access control address, and also information regarding the manufacturer, model and operating system of the device that you use to access the App or our Website.
● Whenever you use the App or visit our Website, certain information may also be collected on an automated basis using cookies. Cookies are small application files stored on your computer or Mobile Device. We use cookies to track user activity to enhance user interface and experience. Most Mobile Devices and internet browsers support the use of cookies; but you may adjust the settings on your mobile device or internet browser to reject several types of certain cookies or certain specific cookies. Your Mobile Device and/or browser would also enable to you to delete at any time whatever cookies have previously been stored. However, doing so may affect the functionalities available on the App or our Website.
● Whenever you use the App through your Mobile Device, we will track and collect your geo-location information in real-time. In some cases, you will be prompted or required to activate the Global Positioning System (GPS) on your Mobile Device to enable us to give you a better experience in using the App.
● Meanwhile, your will be required to provide technical information to us while using the App, including the type of Mobile Device you use.